Comprehensive insurance coverage is defined as an optional coverage that protects against damage to your vehicle caused by non-collision events that are outside of your control. This includes theft, vandalism, glass and windshield damage, fire, accidents with animals, weather, or other acts of nature. Though often referred to as "comprehensive insurance," comprehensive coverage refers to a ...

Understanding the Context

Learn more about comprehensive car insurance coverage from Progressive, including how it works, what it can cover, and additional benefits. Comprehensive vs. collision insurance: What's the difference? Comprehensive and collision are both optional coverages that protect your vehicle, but they differ in the type of incident they cover.

Key Insights

Comprehensive covers damage to your vehicle from unexpected non-collision incidents like theft, animal damage, falling trees, and weather damage. Also known as marine hull insurance, comprehensive and collision coverage may pay to repair or replace your boat if it's physically damaged in a covered incident, minus your deductible. Although they are often referred to as "insurance," comprehensive and collision are actually coverages that can be added to a boat insurance policy, not separate types of insurance. Comprehensive and collision are two different types of coverages that can cover physical damage to your RV. Comprehensive protects against events outside your control: theft, vandalism, fire, glass breakage, collisions with animals, and weather-related issues.

Final Thoughts

Comprehensive covers damage to your vehicle from events outside of your control, often including hail and other weather-related damage. If hail damage is covered, your car insurance can pay for the repairs minus your deductible and up to your policy's limit — usually the cash value of your car.