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Discover is no longer accepting new customers through its website. It was acquired by Capital One in 2025. Discover is a credit card brand issued primarily in the United States. It was introduced by Sears in 1985 and is currently issued by Capital One. Discover was the first credit card that did not charge an annual fee and offered an increased credit limit. A subsequent innovation was "Cashback Bonus" on purchases.
[1] Most cards with the Discover brand are issued by Discover Bank, formerly the ...